While it’s true that immigration can be costly, there are actually several pathways that allow you to move to Canada without spending money up front.
Canada has long been regarded as one of the most welcoming countries in the world, offering stunning landscapes, excellent healthcare, and a high quality of life. However, many people believe that moving to Canada requires a substantial financial investment.
5 Easy Ways to Move to Canada Without Spending Money
Here are five easy ways to move to Canada without spending money, which include:
1. Secure a Job Offer with Relocation Support
One of the most effective ways to move to Canada without personal expenses is by obtaining a job offer from a Canadian employer that provides relocation assistance. Many companies, particularly in sectors facing labour shortages, are willing to cover immigration costs to attract talented international workers.
Industries such as technology, healthcare, engineering, and skilled trades are actively recruiting foreign talent. These employers often cover work permit fees, provide temporary accommodation, and sometimes even offer flight tickets. Additionally, some companies will assist with the Labour Market Impact Assessment (LMIA) process, which can incur costs of several thousand dollars.
To increase your chances, focus on in-demand occupations listed under Canada’s Global Talent Stream or provincial nominee programs. LinkedIn networking, virtual job fairs, and Canadian-focused recruiters can greatly boost your job prospects. Once you’re offered a position with relocation benefits, the financial burden is essentially transferred from you to your employer.
2. Apply Through Express Entry with Provincial Nomination
Canada recognises the Express Entry system as its primary pathway for skilled workers. Although the application involves government fees, you can use creative strategies to reduce your out-of-pocket expenses.
Provincial Nominee Programs (PNPs) work in conjunction with Express Entry and can dramatically improve your chances of receiving an invitation to apply. Some provinces actively recruit candidates who already have job offers or connections to their region. Moreover, if a province nominates you, you receive an additional 600 points in the Comprehensive Ranking System, virtually guaranteeing an invitation.
Furthermore, some settlement agencies and non-profit organisations offer financial assistance or interest-free loans to help cover application fees for qualified candidates. These programs attract skilled immigrants who make a significant contribution to Canada’s economy.
Research organisations such as the Immigration Loans Program provide financial support to cover the costs of permanent residence fees and other essential expenses. When you combine a provincial nomination with the backing from settlement organisations, you can move to Canada with minimal personal financial investment.
3. Explore Study Permits with Scholarships and Work Opportunities
Moving to Canada as an international student may seem expensive, but numerous scholarships and funding opportunities can help offset tuition costs. Canadian universities and colleges offer merit-based scholarships, government-funded programs, and institution-specific awards that cover full tuition and living expenses.
Programs such as the Vanier Canada Graduate Scholarships, the Canadian Commonwealth Scholarship Program, and various provincial scholarships provide comprehensive financial support. Additionally, many institutions offer teaching assistantships and research positions that come with tuition waivers and monthly stipends.
Once you’re enrolled in a Canadian institution, you’re permitted to work up to 20 hours per week during academic sessions and full-time during breaks. This income can cover your living expenses and help you establish a solid financial foundation.
After completing your studies, you’ll be eligible for the Post-Graduation Work Permit, which can lead to permanent residence through the Canadian Experience Class. Therefore, the student pathway, when combined with scholarships and part-time work, represents a viable route to Canada without initial financial outlay.
4. Leverage Family Sponsorship Programs
If you have family members who are Canadian citizens or permanent residents, you may be eligible for family sponsorship. This pathway is particularly advantageous because your sponsor can cover most or all of the associated costs.
You can sponsor your spouse, common-law partner, dependent children, parents, and grandparents through various family-class programs. Often, the sponsoring relative agrees to support the applicant financially for 3–20 years, depending on the nature of the relationship.
Your sponsor can cover the costs of application fees, medical examinations, police certificates, and other required documentation. Moreover, they can provide accommodation and financial support upon your arrival, eliminating the need for personal savings.
This arrangement is formalised through an undertaking agreement, where the sponsor commits to meeting your basic needs. Family sponsorship is a cost-effective way to move to Canada as your Canadian relative shares or covers the expenses.
5. Participate in Government-Funded Immigration Pilot Programs
Canada regularly launches pilot programs designed to address specific labour shortages or to populate rural communities. These initiatives often come with significant financial incentives and support systems.
The Rural and Northern Immigration Pilot, for example, helps skilled foreign workers gain permanent residence by working in participating communities. Many of these communities offer settlement services, job placement assistance, and sometimes even housing support to attract newcomers. Similarly, the Agri-Food Pilot targets workers in the agriculture and food processing sectors, industries that frequently provide on-the-job training and accommodation.
Additionally, some provinces run specific immigration streams with reduced fees or expedited processing for certain occupations. The Atlantic Immigration Program connects employers with candidates and provides comprehensive settlement support through designated organisations.
By targeting these specialised programs, applicants can benefit from reduced costs, employer support, and community resources that make relocation financially feasible. Furthermore, these programs often have lower eligibility requirements compared to mainstream immigration pathways.
Conclusion
Moving to Canada without spending money is not only possible but increasingly accessible through strategic planning and utilising available resources. Multiple pathways— such as jobs, scholarships, sponsorship, Express Entry, and pilot programs—can make immigration more affordable.
Success comes from solid research, early preparation, and choosing the pathway that best fits your qualifications and situation. Although it requires patience and dedication, starting a new life in a prosperous, welcoming nation is worth it.
Start exploring these options today, and take the first step toward your Canadian dream without the financial burden you might have imagined.